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Craig Johnson

Craig Johnson

To the RS blog, Craig brings years of experience researching, writing, and speaking on the topics of mortgages, homebuying, and renovations.
People Share the Bad Real Estate Advice They've Heard

People Share the Bad Real Estate Advice They've Heard

What dubious tips have led some people astray in buying or selling a home? Hear the worst real estate advice going around.
Craig Johnson Sep 23, 2022
Refi or Personal Loan to Vanquish Credit Card Debt?

Refi or Personal Loan to Vanquish Credit Card Debt?

Two popular strategies for escaping credit card debt are to refinance a mortgage or take out a personal loan.
Craig Johnson Aug 12, 2022
Refi Breakeven Point: How to Calculate Yours

Refi Breakeven Point: How to Calculate Yours

A mortgage refinance takes money in the form of closing costs, so when does the saving start?
Craig Johnson Aug 5, 2022
More Good Uses for a Cash-Out Refi (and One Bad Use)

More Good Uses for a Cash-Out Refi (and One Bad Use)

The cash from a cash-out refinance can put you on stable footing to make smart moves with your money.
Craig Johnson Jul 14, 2022
How You Can Avoid Paying PMI

How You Can Avoid Paying PMI

Putting 20% down is the surefire way to avoid PMI, but here are three other ways.
Craig Johnson Apr 21, 2022
How to Speed Up Your Refi

How to Speed Up Your Refi

Avoid having to wait several weeks for your lower payment to start by removing hurdles in the process.
Craig Johnson Mar 21, 2022
Criminals Are Hijacking Mortgage Closings

Criminals Are Hijacking Mortgage Closings

Beware! Scammers hiding inside compromised email accounts can steal your down payment.
Craig Johnson Mar 18, 2022

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