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Attention homebuyers, veterans, and active duty military, our dedicated team is here to support you every step of the way. We offer a simple yet effective process to provide current market rates, to help get you going on your mortgage journey.

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1 (800) 592 - 1590

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Rate Simple, Inc. | NMLS ID# 2232647 | NMLS Consumer Access Link

8383 Wilshire Boulevard, Suite 540/B, Beverly Hills CA 90211

If you have any questions, comments, or concerns, please email us at management@ratesimple.com By submitting this form, I agree that Rate Simple may contact me at the phone number provided.via automated technology, including autodialing, prerecorded message, artificial voice, and/or text message. I understand that I do not have to consent to receive such calls or text messages to purchase goods or services from Rate Simple

This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the State of New York will be accepted through this site.

A Rate Simple HELOC is secured with your home as collateral, whereas personal loans and credit cards are not.
To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing.
The Rate Simple Home Equity Line of Credit is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.

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Customer Ratings Provided By

4.7

A

Angelo K

Posted on July 19th, 2021 06:29 AM

The application process was surprisingly quick!

5.0

B

Bruce B

Posted on June 30th, 2021 12:26 PM

Rate Simple’s customer service was very professional yet easy to work with. It was the best experience getting a mortgage ever.

5.0

D

David G

Posted on August 25th, 2021 04:55 AM

Rate Simple made completing my refinance very easy. My lender made sure to follow up during the process.

5.0

D

David E

Posted on October 6th, 2021 10:36 AM

Friendly, professional, and expedient. Never had my wife and I had such a great loan refi experience. Thanks!

5.0

K

Kelvin D

Posted on January 11th, 2022 01:18 PM

Great communication, callbacks, keeping me in the loop, the lenders were very open with explanations on every level, excellent experience with the two young men I worked with!

5.0

D

David A

Posted on January 27th, 2022 08:07 PM

The mortgage rep I worked with made himself readily available. His professionalism was unmatched! His knowledge of the mortgage industry is top-notch! I couldn't be happier with my customer service and experience working with him. Also, the closing process was a breeze because he was so well prepared.

5.0

D

Deanne H

Posted on February 26th, 2022 06:17 PM

Very helpful through the whole process. Very reassuring and answered all my questions, even if some were repetitive. Thank you so much!

5.0

A

Annabelle A

Posted on Aug. 16th, 2021

When I had questions, Rate Simple’s mortgage reps were very polite and helpful. Overall, I am very happy with your service.

5.0

R

Richard C

Posted on July 21st, 2021 09:10 AM

Very good communication, and the refinance process was fairly simple. Thank you. We’ve already referred a family member who’s considering refinancing.