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Nikki Thomas

Nikki Thomas

A daytime copywriter for a commercial real estate broker, Nikki writes freelance stories afterhours and juggles a husband and two sons.
Homeowners insurance declaration page

Understanding the Homeowners Insurance Declaration Page

You can rely on solid coverage if you understand the details on this document thoroughly.
Nikki Thomas Jul 10, 2023
What Is a Real Estate Broker? Definition, Types, and Duties

What Is a Real Estate Broker? Definition, Types, and Duties

Real estate brokers have a wealth of knowledge and experience in the industry, which they use to guide you through every step.
Nikki Thomas May 24, 2023
Can You Increase Your Preapproval Amount?

Can You Increase Your Preapproval Amount?

When the right homes always seem just out of reach, here’s how to get preapproved for a bigger mortgage.
Nikki Thomas Mar 8, 2023

Home loans don't have to be complicated—and we prove it. Let us craft a loan that fits you like a glove. Then we guide you step by step, from quote to close.

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Rate Simple, Inc. NMLS ID #2232647. Equal Housing Lender. All rights reserved. Some products may not be available in all states. Programs and rates are subject to change without notice. Turn time estimates are not warranted or guaranteed. Some restrictions may apply. Underwriting terms and conditions apply and not all applicants will qualify. This is not a commitment to lend. For more licensing information, visit the Nationwide Multistate Licensing System's Consumer Access website www.nmlsconsumeraccess.org. For our licensing information and lists please visit: Our Licensing page

Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, loan amount of $300,000, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 60% or less and loan meets all conforming loan requirements. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.)